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Bankers Petroleum Ltd. (BNK)
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May 23, 2013, 11:57 PM EDT
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Bankers Petroleum announces second quarter financial and operational results

2009 Horizontal Drilling Update

CALGARY, Aug. 14 /CNW/ - Bankers Petroleum Ltd. ("Bankers" or the "Company") (TSX: BNK, AIM: BNK) is pleased to announce today its financial and operating results for the period ended June 30th, 2009:

-------------------------------------------------------------------------
                                     Q2 - 2009    Q1 - 2009    Q2 - 2008
-------------------------------------------------------------------------
Capital Expenditures ($000)              6,126        2,835       17,100
-------------------------------------------------------------------------
Brent Oil Price $/bbl                    58.79        44.40       121.51
-------------------------------------------------------------------------
Patos Marinza Oil Price $/bbl            34.63        24.73        64.36
-------------------------------------------------------------------------
Operating Costs $/bbl                     9.90        10.44        14.03
-------------------------------------------------------------------------
Transportation $/bbl                      3.45         2.70         3.27
-------------------------------------------------------------------------
Royalties $/bbl                           9.28         6.61        12.43
-------------------------------------------------------------------------
Netback $/bbl                            12.00         4.98        34.63
-------------------------------------------------------------------------

HIGHLIGHTS

-   Production averaged 6,383 bopd, an increase of 9% over the first
    quarter of 2009.

-   Revenue increased by 53% to $20.1 million ($34.63/bbl - 59% of Brent)
    in the second quarter of 2009 from $13.1 million ($24.73/bbl - 56% of
    Brent) in the first quarter. The fluctuation in the sales prices
    reflected the change in Brent prices, which averaged $58.79 for the
    second quarter of 2009. Comparatively, average Brent prices were
    $44.40 for the preceding quarter.

-   Net operating income (netbacks) increased to $7.0 million
    ($12.00/bbl) from $3.7 million ($4.98/bbl) over the first quarter of
    2009.

-   Operating expenses have decreased to $9.90/bbl in the second quarter
    of 2009 from the preceding quarter of $10.44/bbl.

-   Funds generated from operations increased to $6.0 million in the
    second quarter of 2009 from $1.3 million over the previous quarter.

-   Capital expenditures were limited to $6.1 million to minimize balance
    sheet risk and to focus on forward planning in a stable oil price
    environment.

-   To strengthen its balance sheet, on May 7, Bankers completed a
    bought-deal equity issue with a syndicate of underwriters of
    25,143,800 common shares of the Company at CAD$1.75 per common share,
    generating gross proceeds of CAD$44.0 million.

-   On May 8, Bankers announced it had finalized a $110.0 million
    reserve-based long-term credit facility with the International
    Finance Corporation (IFC), a member of the World Bank Group, and the
    European Bank for Reconstruction and Development (EBRD) to supplement
    the Company's existing $32.0 million credit facility with Raiffeisen
    Bank.

-   IFC and EBRD each received warrants in conjunction with the financing
    to purchase eight million common shares of the company at a price of
    CAD$1.50 per share. The warrants were exercised in July 2009
    generating proceeds of CAD$24.0 million resulting in IFC and EBRD
    each having a 3.6% equity interest in the Company.

-   In July 2009, Bankers commenced export operations at the new Port of
    Vlore export terminal for the storage and handling of its oil in a
    13,000 cubic meter Company-dedicated oil tank. The storage facility
    has significantly improved the Company's export operations and is
    expected to lead to additional export contracts.

Results at a Glance                             Six months ended June 30
                                               --------------------------
                                                       2009         2008
-------------------------------------------------------------------------
Financial ($000s, except as noted)
Oil revenue                                          33,159       58,833
Net operating income                                  9,595       31,144
Net income (loss)                                    (4,171)       1,544
  Basic and diluted earnings (loss) per share        (0.022)       0.009
Funds generated from operations                       7,263       26,241

                                                         June 30
                                               --------------------------
                                                       2009         2008
-------------------------------------------------------------------------
Cash and deposits                                    41,147       42,516
Working capital                                      28,161       27,918
Total assets                                        257,689      201,093
Bank loans                                           32,651       29,004
Other long-term liabilities                          35,491       30,181
Shareholders' equity                                174,640      119,964

PATOS MARINZA DRILLING UPDATE

On July 8, 2009, Bankers initiated its 10 well horizontal drilling program for 2009 to follow-up on its successful first horizontal well (375 metre lateral section) which is currently producing at an average rate of 150 bopd and has produced in excess of 31,000 barrels since January 2009.

The second horizontal well (475 metre lateral) was placed on production on August 3, 2009, and is currently producing at a rate of 160 bopd and improving. The third horizontal well was drilled and cased as an oil well (600 metre lateral) and is expected to be completed and commenced production on August 14.

The drilling program is continuing with the spudding of the fourth horizontal well on August 12, 2009. The Company is planning to drill seven additional horizontal wells and three vertical locations before year-end 2009.

With excellent horizontal well productivities and improved drilling time and well costs, the Company has solicited bid proposals for a second drilling rig and is currently evaluating several offers. Bankers expects to have the second rig on location by early 2010 and is planning a significant increase of the number of horizontal wells to be drilled in 2010 and beyond.

The well re-activation and re-completion program of existing wells will continue simultaneously with the new well drilling program.

Current production is 6,200 bopd with an additional 600 bopd from shut-in wells which we expect to bring back on production over the next few weeks as the Company continues with its full operational well service activities that were curtailed during the first half of 2009 due to low oil prices.

Bankers second quarter results have now been incorporated into the corporate presentation and will be posted on Bankers website later today.

Abby Badwi, President and Chief Executive Officer will host a conference call and webcast on Monday, August 17, 2009 at 9:00 a.m. MST. For complete details please go to www.bankerspetroleum.com.

About Bankers Petroleum Ltd.

Bankers Petroleum Ltd. is a Canadian-based oil and gas exploration and production company focused on developing large oil and gas reserves. In Albania, Bankers operates and has the full rights to develop both the Patos Marinza and the Kucova heavy oil fields. Bankers' shares are traded on the Toronto Stock Exchange and the AIM Market in London, England under the stock symbol BNK.

                 MANAGEMENT'S DISCUSSION AND ANALYSIS

The following is management's discussion and analysis (MD&A) of Bankers Petroleum Ltd.'s (Bankers or the Company) operating and financial results for the three and six months periods ended June 30, 2009 compared to the preceding quarter and the corresponding period in the prior year, as well as information and expectations concerning the Company's outlook based on currently available information. The MD&A should be read in conjunction with the unaudited interim financial statements for the three and six months periods ended June 30, 2009 and the audited financial statements and MD&A for the year ended December 31, 2008. Additional information relating to Bankers, including its Annual Information Form, is on SEDAR at www.sedar.com and on the Company's website at www.bankerspetroleum.com. All dollar values are expressed in U.S. dollars, unless otherwise indicated, and are prepared in accordance with Canadian generally accepted accounting principles (GAAP).

The Company reports its heavy oil production in barrels.

This report is prepared as of August 13, 2009.

NON-GAAP MEASURES

Netback per barrel and its components are calculated by dividing revenue, royalties, operating and sales and transportation expenses by the gross production volume during the period. Netback per barrel is a non-GAAP measure and it is commonly used by oil and gas companies to illustrate the unit contribution of each barrel produced.

Net operating income is similarly a non-GAAP measure that represents revenue net of royalties and operating, sales and transportation expenses. The Company believes that net operating income is a useful supplemental measure to analyze operating performance and provides an indication of the results generated by the Company's principal business activities prior to the consideration of other income and expenses.

Funds generated from operations include all cash from operating activities and are calculated before change in non-cash working capital. Reconciliation to the GAAP measure is as follows:

                         Three months ended         Six months ended
                               June 30                   June 30
                     ----------------------------------------------------
($000s)                      2009         2008         2009         2008
-------------------------------------------------------------------------
Cash provided by
 (used in) operating
 activities                (4,354)      15,208       (5,338)      26,060
Change in non-cash
 working capital           10,352        1,545       12,601          181
                      ------------------------- -------------------------
Funds generated from
 operations                 5,998       16,753        7,263       26,241
                      ------------------------- -------------------------
                      ------------------------- -------------------------

The non-GAAP measures referred to above do not have any standardized meaning prescribed by GAAP and therefore may not be comparable to similar measures used by other companies. Management uses these non-GAAP measurements for its own performance measures and to provide its shareholders and investors with a measurement of the Company's efficiency and of its ability to fund a portion of its future growth expenditures.

CAUTION REGARDING FORWARD-LOOKING INFORMATION

This MD&A offers our assessment of the Company's future plans and operations as of August 13, 2009 and contains forward-looking information. Such information is generally identified by the use of words such as "anticipate", "continue", "estimate", "expect", "may", "will", "project", "should", "believe" and similar expressions are intended to identify forward-looking statements. Statements relating to "reserves" or "resources" are also forward-looking statements, as they involve the implied assessment, based on certain estimates and assumptions that the resources and reserves described can be profitably produced in the future. All such statements involve known and unknown risks, uncertainties and other factors that may cause actual results or events to differ materially from those anticipated in such forward-looking statements. Management believes the expectations reflected in those forward-looking statements are reasonable but no assurance can be given that these expectations will prove to be correct and such forward-looking statements included in this AIF should not be unduly relied upon. These statements speak only as of the date hereof.

In particular, this MD&A contains forward-looking statements pertaining
to the following:
-   performance characteristics of the Company's oil properties;
-   crude oil production estimates and targets;
-   the size of the oil reserves;
-   capital expenditure programs and estimates;
-   projections of market prices and costs;
-   supply and demand for oil;
-   expectations regarding the ability to raise capital and to
    continually add to reserves through acquisitions and development; and
-   treatment under governmental regulatory regimes and tax laws.

These forward looking statements are based on a number of assumptions, including but not limited to: those set out herein and in the Company's Form 51-101F1 Statement of Reserves Data and Other Oil and Gas Information (NI 51-101 Report), availability of funds for capital expenditures, a consistent and improving success rate for well re-completions at Patos Marinza, increasing production as contemplated by the Plan of Development (PoD), stable costs, availability of equipment and personnel when required, continuing favourable relations with Albanian governmental agencies and continuing strong demand for oil.

Actual results could differ materially from those anticipated in these
forward-looking statements as a result of the risks and uncertainties set
forth below:
-   volatility in market prices for oil and natural gas;
-   risks inherent in oil and gas operations;
-   uncertainties associated with estimating oil and natural gas
    reserves;
-   competition for, among other things, capital, acquisitions of
    reserves, undeveloped lands and skilled personnel;
-   the Company's ability to hold existing leases through drilling or
    lease extensions;
-   incorrect assessments of the value of acquisitions;
-   geological, technical, drilling and processing problems;
-   fluctuations in foreign exchange or interest rates and stock market
    volatility;
-   rising costs of labour and equipment;
-   changes in income tax laws or changes in tax laws and incentive
    programs relating to the oil and gas industry.

The Company from time to time updates its forward-looking information based on the events and circumstances that occurred during the period. As a consequence of the recent sharp declines in oil prices the Company has adjusted its capital expenditure program to ensure the commitments are funded by cash provided by operations, cash on hand and available credit.

Readers are cautioned that the foregoing lists of factors are not exhaustive. The forward-looking statements contained in this MD&A are expressly qualified by this cautionary statement.

OVERVIEW & SELECTED QUARTERLY INFORMATION

                          Three months ended         Six months ended
                                June 30                   June 30
                      ------------------------- -------------------------
Results at a Glance          2009       2008(x)        2009       2008(x)
-------------------------------------------------------------------------
Financial ($000s,
 except as noted)
Oil revenue                20,107       34,157      33,159        58,833
Net operating income        6,967       18,136       9,595        31,144
Net income (loss)          (1,679)       1,005      (4,171)        1,544
Basic and diluted
 earnings (loss)
 per share                 (0.009) 0.006/0.005      (0.022)        0.009
Funds generated from
 operations                 5,998       16,753       7,263        26,241
Additions to property,
 plant and equipment        6,126       17,100       8,961        30,864

Operating
  Average production
   (bopd)                   6,383        5,826       6,125         5,522
  Average price
   ($/barrel)               34.63        64.36       29.91         58.54
  Netback ($/barrel)        12.00        34.63        8.65         29.58

                                                          June 30
                                                -------------------------
                                                       2009       2008(x)
                                                -------------------------
Cash and deposits                                    41,147       42,516
Working capital                                      28,161       27,918
Total assets                                        257,689      201,093
Bank loans                                           32,651       29,004
Other long-term liabilities                          35,491       30,181
Shareholders' equity                                174,640      119,964

(x) Excludes results from discontinued U.S. operations.

Highlights for the quarter ended June 30, 2009 are:

-   Production averaged 6,383 bopd, an increase of 10% over the same
    quarter of 2008 and an increase of 9% over the first quarter of 2009.

-   Revenue increased by 53% to $20.1 million ($34.63/bbl) in the second
    quarter from $13.1 million ($24.73/bbl) in the first quarter.

-   Net operating income (netbacks) increased to $7.0 million
    ($12.00/bbl) in the second quarter from $3.7 million ($4.98/bbl)
    during the first quarter of 2009.

-   Funds generated from operations increased to $6.0 million in the
    second quarter of 2009 from $1.3 million over the previous quarter.

-   On May 7, Bankers completed a bought-deal equity issue via prospectus
    with a syndicate of underwriters whereby 25,143,800 common shares of
    the Company were issued at CAD$1.75 per share, generating gross
    proceeds of CAD$44.0million.

-   On May 8, Bankers announced it had finalized a $110.0 million
    reserve-based long-term credit facility with the International
    Finance Corporation (IFC), a member of the World Bank Group, and the
    European Bank for Reconstruction and Development (EBRD) to supplement
    the Company's existing credit facility with Raiffeisen Bank.

-   In conjunction with the credit facility, IFC and EBRD each received
    warrants to purchase eight million common shares of the company at a
    price of CAD$1.50 per share. The warrants were subsequently exercised
    in July 2009 generating proceeds of CAD$24.0 million, resulting in
    IFC and EBRD each having a 3.6% equity interest in the Company.

-   The Company maintained a strong balance sheet with working capital of
    $28.2 million at June 30, 2009 as compared to working capital
    deficiencies of $10.2 million at March 31, 2009 and $7.4 million at
    December 31, 2008, respectively.

-   In July 2009, Bankers commenced export operations at the new Port of
    Vlore export terminal for the storage and handling of its oil in a
    13,000 cubic meter Company-dedicated oil tank. The storage facility
    has significantly improved the Company's export operations and is
    expected to lead to additional export contracts.

QUARTERLY SUMMARY

Below is a summary of Bankers' performance over the last eight quarters.
This summary excludes results from discontinued U.S. operations.

                          2008                          2009
              ----------------------------- -----------------------------
($000s, except        Third         Fourth          First         Second
 as noted)          Quarter        Quarter        Quarter        Quarter
------------------------------------------- -----------------------------
                      $/bbl          $/bbl          $/bbl          $/bbl
------------------------------------------- -----------------------------
Average
 production
 (bopd)           5,880          6,561          5,864          6,383
------------------------------------------- -----------------------------
Oil revenue   33,543  62.08  17,877  29.63  13,052  24.73  20,107  34.63
Royalties      7,790  14.40   4,163   6.69   3,486   6.61   5,389   9.28
Sales and
 transporta-
  tion         1,932   3.57   2,192   3.63   1,426   2.70   2,003   3.45
Operating
 expenses      7,503  13.32   7,843  13.54   5,512  10.44   5,748   9.90
              ----------------------------- -----------------------------
Net operating
 income       16,318  30.79   3,679   5.77   2,628   4.98   6,967  12.00
              ----------------------------- -----------------------------
              ----------------------------- -----------------------------



                          2007                          2008
              ----------------------------- -----------------------------
($000s, except        Third         Fourth          First         Second
 as noted)          Quarter        Quarter        Quarter        Quarter
------------------------------------------- -----------------------------
                      $/bbl          $/bbl          $/bbl          $/bbl
------------------------------------------- -----------------------------
Average
 production
 (bopd)           4,753          5,429          5,218          5,826
------------------------------------------- -----------------------------
Oil revenue   16,239  37.14  21,398  42.84  24,676  51.96  34,157  64.36
Royalties      1,922   4.40   2,207   4.42   4,298   9.05   6,601  12.43
Sales and
 transporta-
  tion         1,068   2.44   1,332   2.67   1,664   3.50   1,727   3.27
Operating
 expenses      4,535  10.37   5,303  10.93   5,706  12.02   7,693  14.03
              ----------------------------- -----------------------------
Net operating
 income        8,714  19.93  12,556  24.82  13,008  27.39  18,136  34.63
              ----------------------------- -----------------------------
              ----------------------------- -----------------------------



                                2008                      2009
($000s, except as           Third       Fourth        First       Second
 noted)                   Quarter      Quarter      Quarter      Quarter

Financial
Funds generated from
 operations                14,795          339        1,265        5,998
Net income (loss)           4,876       (8,007)      (2,492)      (1,675)
Basic/diluted earnings
 (loss) per share(1)  0.027/0.026       (0.044)      (0.014)      (0.009)
General and
 administrative             2,157        1,089        1,204        2,079
Total assets              216,978      214,675      210,674      257,689
Capital expenditures       25,502       22,011        2,835        6,126
Bank loans                 27,583       28,125       26,948       32,651



                                2007                      2008
($000s, except as           Third       Fourth        First       Second
 noted)                   Quarter      Quarter      Quarter      Quarter

Financial
Funds generated from
 operations                 6,436        9,358        9,488       16,753
Net income (loss)             572       (2,126)         539        1,005
Basic/diluted earnings
 (loss) per share(1)        0.004       (0.014)       0.003  0.006/0.005
General and
 administrative             1,779        2,667        2,091        2,034
Total assets              109,765      115,039      177,127      201,093
Capital expenditures       13,066        8,357       13,764       17,100
Bank loans                 25,967       30,850       30,218       29,004

(1) On July 30, 2008, the Company completed the consolidation of its
    shares on the basis of one (1) new post-consolidation share for each
    three (3) pre-consolidation shares. The computations of basic and
    diluted earnings (loss) per share for all the periods presented are
    based on the new number of shares after giving effect to the share
    consolidation.

DISCUSSION OF OPERATING RESULTS

Production, Revenue and Netback

                          Three months ended         Six months ended
                                June 30                   June 30
                      ------------------------- -------------------------
                             2009         2008         2009         2008
-------------------------------------------------------------------------
Average production
 (bopd)                     6,383        5,826        6,125        5,522
Oil revenue ($000)         20,107       34,157       33,159       58,833
  Netback ($/bbl)
Average price               34.63        64.36        29.91        58.54
Royalties                    9.28        12.43         8.01        12.25
Sales and
 transportation              3.45         3.27         3.09         3.38
Operating expenses           9.90        14.03        10.16        13.33
Netback                     12.00        34.63         8.65        29.58

Active well counts remained stable from 184 at the end of first quarter to 185 in June 2009. In addition, the Company took over 40 wells within the Company's areas of operations that were inactive and retained no pre-existing production burden as part of an area consolidation initiative. Average production increased 9% from 5,864 bopd in the previous quarter to 6,383 bopd, and 10% compared to the same quarter in 2008.

The Company received an average sale price of $34.63/bbl compared to $24.73/bbl for the first quarter of 2009 and $64.36/bbl for the second quarter of 2008. The fluctuation in sales prices reflects the change in Brent prices, which averaged $58.79 for the second quarter of 2009. Comparatively, average Brent prices were $44.40 for the preceding quarter and $121.51 for the same period in 2008.

Oil revenue increased by 53% from $13.1 million in the first quarter of 2009 to $20.1 million in the second quarter of 2009, as a result of higher sales volumes and stronger oil prices. Sales were $34.2 million for the second quarter of 2008.

As a result of higher commodity prices in conjunction with operating expense reductions, the Company's netback (revenue less royalties, operating, sales and transportation expenses) increased 141% to $12.00/bbl compared to $4.98/bbl in the first quarter of 2009. The netback for the same period in 2008 was $34.63 primarily due to the higher average commodity price.

Royalties

Royalties in Albania are calculated pursuant to the Petroleum Agreement with Albpetrol and consist of a royalty based on Albpetrol's pre-existing production (PEP), a 1% gross overriding royalty (ORR) on new production and a 10% royalty tax on net production (RT). Overall royalties for the current quarter represented 27% of oil revenue, consistent with the preceding quarter although slightly higher than the corresponding 2008 quarter (19% of oil revenue) due to the royalty mix. As a percent of revenue, the various royalty components currently represent 18% from PEP, 1% for the ORR and 8% for the RT. Flutuations in the.royalty on a per barrel basis are due to changes in the underlying oil prices. The average royalty rate is expected to decline as new production increases and the 1,100 bopd of PEP declines. The reduced capital program during 2009 has resulted in a lower capitalization level for the corresponding PEP royalty.

Operating Expenses

Operating expenses decreased to $9.90/bbl in the second quarter of 2009 from the preceding quarter of $10.44/bbl and $14.03/bbl in the same period of 2008. This improvement was mainly due to increased efficiency on fuel utilization and reduction in well servicing activity to focus on higher impact wells.

Sales and transportation costs for the quarter increased to $3.45/bbl compared to $2.70/bbl in the first quarter and $3.27/bbl during the same period in 2008 due to the increase in export volumes. Exports accounted for 81% of the total sales in the quarter. During the prior quarter and the same period of 2008, the Company exported 45% and 60%, respectively, of total sales.

General and Administrative Expenses

General and administrative expenses (G&A) for the quarter were $2.0 million compared to $1.2 million in the preceding quarter and $2.0 million for the same period in 2008. The increase in G&A compared to the first quarter in 2009 resulted from the currency impact of the stronger Canadian dollar in comparison to the U.S. dollar and employee restructuring costs.

During the quarter, the Company capitalized $0.7 million of general and administrative expenses as compared to $0.5 million for the preceding quarter and $0.7 million for the same period in 2008. These expenses were directly related to acquisition, exploration and development activities in Albania.

Non-cash stock-based compensation expense pertaining to options vested and/or granted to officers, directors, employees and service providers was $2.3 million compared to $0.7 million for the preceding quarter and $4.1 million for the same period in 2008. Of this amount $1.6 million was charged to earnings during this quarter, compared to $0.6 million and $3.5 million that were charged to earnings for the preceding period and the period ending June 30, 2008, respectively. The remainder was capitalized.

Depletion, Depreciation and Accretion

Depletion, depreciation and accretion expenses (DD&A) for the quarter ended June 30, 2009 were $3.9 million compared to $4.0 million for the preceding quarter and $3.2 million for the same period in 2008. The increase in DD&A compared to the same quarter in 2008 was a result of higher production and an increased depletable asset basis. Depletion expense on a per barrel basis was $6.51 for the quarter compared to $6.80 and $5.67 for the preceding quarter and the same period in 2008, respectively.

Income Taxes

Future income tax liabilities result from the temporary differences between the carrying value and tax values of its Albanian assets and liabilities. As of June 30, 2009 the net book value of the Albania property, plant and equipment exceeded their tax value by $64.2 million, compared to $63.0 million on December 31, 2008. Applying a tax rate of 50%, the Company recorded a $32.1 million future income tax liability, compared to $31.5 million at the end of 2008. The Company recorded a future income tax expense of $1.7 million for the quarter compared to a recovery of $1.1 million for the preceding quarter and expense of $9.0 million for the quarter ended June 30, 2008. The fluctuation in future income taxes compared to the first quarter of 2009 and the same period in 2008 was mainly due to the change in net income incurred in the second quarter of 2009.

The cost recovery pool represents deductions for income tax purposes in Albania at a 50% income tax rate. Bankers is presently not paying cash taxes in any jurisdiction.

Net Loss and Funds Generated from Operations

The Company recorded a net loss of $1.7 million ($0.009 per share) during the quarter, a net loss of $2.5 million ($0.014 per share) for the preceding quarter and net income of $1.0 million ($0.006 per share) for the same period in 2008.

Funds generated from operations amounted to $6.0 million for the quarter ended June 30, 2009 compared to $1.3 million in the preceding quarter and $16.8 million the same period in 2008.

OPERATIONS UPDATE

Albania

Patos Marinza Field

The Company's operational focus during the quarter was on cost reduction initiatives. Operating expenditures increased by 4% to $5.7 million from $5.5 million in the previous quarter; however, the average production increased from 5,864 bopd to 6,383 bopd. Consequently, operating costs decreased from $10.44/bbl to $9.90/bbl. This was achieved by initiatives undertaken in the first quarter and carried forward into the second quarter of 2009, including renegotiated diesel and propane supply contracts to capture the lower commodity prices, reduction of the service rig fleet utilization to focus on wells with high oil rate production and demonstrated performance, and rewriting transportation and third party equipment use contracts to monthly flat rate billings.

The capital development program remained curtailed during the second quarter of 2009 to focus on forward planning and allow stabilization of the oil price environment. Capital expenditures were limited to $6.1 million during the quarter an increase from $2.8 million in the previous quarter, but were significantly lower than $17.1 million in the same quarter in 2008. This was primarily for standby fees and upfront costs to enable drilling start-up in July 2009 and further work to upgrade the water disposal system and associated facilities to maintain production levels.

The Company also took over an additional 40 inactive wellbores from Albpetrol that did not have any associated pre-existing production burden. These wells are part of consolidation efforts to expand the Company's area of operations and enable focused development execution. At the same time, limited well re-activation activities were conducted in the quarter, but were reviewed and programmed for the second half of the year as the oil price continues to improve.

Production increased 9% to 6,383 bopd for the quarter from the previous quarter average of 5,864 bopd, primarily as a result of well servicing activities targeted on returning higher productivity wells to production.

Export Capacity
---------------

In July 2009, Bankers commenced export operations at the new Port of Vlore export terminal for the storage and handling of its oil in a 13,000 cubic meter Company-dedicated oil tank. The storage facility has significantly improved the Company's export operations and is expected to lead to additional export contracts.

Kucova Field
------------

Bankers will start field activity in the Kucova field in the third quarter of 2009. During the second quarter, Bankers technical team finalized the initial test area which will include the F-37 production satellite in the Ferma pool and all associated flowlined wells into that group for evaluation. The satellite and 12 wells will be taken over in September for operations. The initial plan is to prepare one well for water injection and conduct operations to attain reservoir pressure data and conduct injectivity tests to assist in planning, to determine possible skin damage and establish reservoir permeability for secondary recovery application. Upon successful testing, injection facilities will be modified for Bankers operations, an injection pump will be ordered and about five to eight wells will be prepared for production operations or observation for a waterflood field trial most likely to occur late in 2009 or early 2010.

The Kucova data acquisition team completed the initial compilation of well histories, service records and monthly production data for 60 wells within the main Kucova field. Data acquisition for the Kucova field's five major oil pools is now complete with production data for all wells compiled and stored in the Company's production databases.

Fluid compatibility and fluid-reservoir rock compatibility evaluation work is currently in progress and will be complete prior to the field trials. Fluid samples and samples of core were gathered and sent to a laboratory in Canada for evaluation.

CAPITAL EXPENDITURES

                          Three months ended         Six months ended
                                June 30                   June 30
-------------------------------------------------------------------------
($000s)                      2009         2008         2009         2008
-------------------------------------------------------------------------
Well re-activations           815       13,237        1,895       21,364
Drilling programs           1,582        1,111        2,876        1,354
Property acquisitions          26           56          118        2,268
Base program                3,801        4,053        4,434        5,883
Inventory change              (99)      (1,357)        (363)          (5)
                      ------------------------- -------------------------
                            6,126       17,100        8,961       30,864
                      ------------------------- -------------------------
                      ------------------------- -------------------------

The Company continued its strategic response to the low oil prices by deferring some of the capital projects into later quarters. During the quarter ended June 30, 2009, Bankers spent $0.8 million on well re-activations compared to $1.1 million during the preceding quarter and $13.2 million during the same period in 2008. The Company incurred $1.6 million on the drilling program (primarily related to standby fees) compared to $1.3 million on drilling operations during the first quarter of 2009 and $1.1 million incurred in the same period of 2008. The balance represented maintenance-level capital projects and capitalized G&A.

LIQUIDITY AND CAPITAL RESOURCES

At June 30, 2009, Bankers had working capital of $28.2 million (including cash, cash equivalents and deposits totalling $41.1 million) and long-term bank loans of $8.4 million. The Company's credit facility with a European financial institution was $32.7 million on June 30, 2009. This amount includes a revolving operating loan of $19.9 million, a three-year term loan of $8.8 million and a 54-month term loan of $4.0 million. Repayments of $937,500 were made on the three-year term loan during this quarter.

As of December 31, 2008 the Company had a working capital deficiency of $7.4 million and long-term bank loan of $6.9 million.

On March 31, 2009 the Company received approval for an $8.0 million increase to its existing credit facility with Raiffeisen Bank. The existing $16 million operating loan facility has been increased to $20.0 million and a new $4.0 million five-year term facility was utilized.

On May 7, 2009 the Company finalized an agreement with a syndicate of underwriters whereby the members of the syndicate purchased, on a bought-deal basis, 22,858,000 common shares of the Company at CAD$1.75 per share, generating gross proceeds of CAD$40.0 million. Under the terms of the offering, an additional allotment of 2,285,800 common shares were exercised on May 25, 2009. The gross proceeds raised through this financing amounted to CAD$44.0 million.

On May 8, 2009, the Company finalized loan agreements with the IFC and EBRD for provision of a reserve-based long-term financing of up to $110.0 million to supplement the Company's existing $32.7 million facility with Raiffeisen Bank.

The Company's approach to managing liquidity is to ensure a balance between capital expenditure requirements and funds generated from operations, available credit facilities and working capital. In recognition that significant changes in expected commodity prices could impact cash provided by operations, capital expenditures for the first half of 2009 were constrained.

There were approximately 208 million shares and 224 million shares outstanding as at June 30, 2009 and August 13, 2009 respectively. In addition, the Company had approximately 13 million stock options as of June 30, 2009 and August 13, 2009. The outstanding warrants as of June 30, 2009 were 26 million, of which 16 million were granted equally to the IFC and EBRD. In July 2009, IFC and EBRD exercised their entire warrant positions at a price of CAD$1.50 per share, thereby generating proceeds of CAD$24.0 million.

Directors and officers of the Company represent approximately nine percent ownership in the Company on a fully diluted basis as of June 30, 2009 and August 13, 2009. The strong ownership position of the directors and officers creates an alignment with shareholders and a team that is dedicated to activities that support future value creation.

In Albania, the Company considers any amounts greater than 60 days as past due. Of the total receivables of $22.7 million in Albania, approximately $13.6 million is due from one domestic customer of which $13.0 million is considered past due. In an effort to collect these receivables, the Company has regular dialogue with this customer; payments totalling $5.0 million have been received during the quarter. The Albanian government continues to own 15% of this customer; the remainder was privatized for $167 million in December 2008. The two refineries owned by this customer are the only ones in Albania and are strategically important to the country. Bankers' management has confidence that these amounts will be collected and has not recorded a loss provision. In the interim, Bankers, as the largest supplier of crude oil to these refineries, has reduced its delivery of oil to this customer and exported additional shipments to its foreign customers. Bankers has expanded its export capacity by way of the new shipping terminal completed during the quarter.

Plan of Development

Bankers has no capital expenditure commitment for the Patos Marinza oilfield under the Petroleum Agreement. Bankers annually submits a work program to AKBN which includes the nature and the amount of capital expenditures to be incurred during that year. Significant deviations in this annual program from the Plan of Development will be subject to AKBN approval. The Petroleum Agreement provides that disagreements between the parties will be referred to an independent expert whose decision will be binding. The Company has the right to relinquish a portion or all of the contract area. If only a portion of the contract area is relinquished then the Company will continue to conduct petroleum operations on the portion it retains and the future capital expenditures will be adjusted accordingly.

Commitments

The Company has long-term lease commitments in Canada and Albania. The minimum lease payments for the next four years are $511,000 as follows:

($000s)                    Canada      Albania        Total
------------------------------------------------------------
2009                           74           80          154
2010                          148           55          203
2011                          148            -          148
2012                            6            -            6
                      --------------------------------------
                              376          135          511
                      --------------------------------------
                      --------------------------------------

The Company has two term loans with a European financial institution, totalling $12.8 million. The 2006 term loan is repayable in equal monthly instalments of $0.3 million ending on November 30, 2011. The principal payments for the 2009 term loan will commence in November 2009 in equal monthly instalments of $74,000 for a 54-month period. Of the amount outstanding, $4.3 million is classified as current and $8.5 million as long-term. Principal repayments of the term loan over the next five years are as follows:

($000s)
------------------------------------------------------------
2009                                                  2,023
2010                                                  4,639
2011                                                  4,014
2012                                                    889
2013                                                    889
2014                                                    296
                                                ------------
                                                     12,750
                                                ------------
                                                ------------

PRINCIPAL BUSINESS RISKS

Bankers' business and results of operations are subject to a number of risks and uncertainties, including but not limited to the following:

Exploration, development, production and marketing of oil and natural gas involves a wide variety of risks which include but are not limited to the uncertainty of finding oil and gas in commercial quantities, securing markets for existing reserves, commodity price fluctuations, exchange and interest rate exposure and changes to government regulations, including regulations relating to prices, taxes, royalties and environmental protection. The oil and gas industry is intensely competitive and the Company competes with a large number of companies with greater resources.

Bankers' ability to increase its reserves in the future will depend not only on its ability to develop its current properties but also on its ability to acquire new prospects and producing properties. The acquisition, exploration and development of new properties also require that sufficient capital from outside sources will be available to the Company in a timely manner. The availability of equity or debt financing is affected by many factors many of which are beyond the control of the Company.

Bankers has a significant investment in Albania. There are a number of risks associated with conducting foreign operations over which the Company has no control, including political instability, potential and actual civil disturbances, ability to repatriate funds, changes in laws affecting foreign ownership and existing contracts, environmental regulations, oil and gas prices, production regulations, royalty rates, income tax law changes, potential expropriation of property without fair compensation and restriction on exports. Additional risks that may affect the Company and its operations are set out in its AIF filed under the Company's profile on www.sedar.com.

RELATED PARTY TRANSACTIONS

The Company has a note receivable from BNK Petroleum Inc. (BKX), a related party, in the amount of $11.7 million that is considered to be in the normal course of business. Bankers has no further obligation to increase the note, which is due on October 2012 and accrues interest at LIBOR plus 5.5%. At June 30, 2009 no principal or interest amounts were due. The Company is entitled to receive up to 50% of any future equity financing by BKX and 90% of any increase in BKX's borrowing base, as repayment of this note. During the quarter, the Company received $2.0 million in payment of accrued interest receivable of $0.7 million and principal on the note of $1.3 million. Subsequent to June 30, 2009 the Company received $0.5 million in payment of accrued interest receivable of $0.2 million and principal on the note of $0.3 million as a result of a new financing facility finalized by BKX.

NEW ACCOUNTING STANDARDS

-   Goodwill (Section 3064) - This section applies to goodwill subsequent
    to initial recognition and establishes standards for the recognition,
    measurement, presentation and disclosure of goodwill and intangible
    assets. This new standard has not had a material impact on Bankers'
    consolidated financial statements.

-   Transition to International Financial Reporting Standards (IFRS) - In
    February 2008 the Canadian Accounting Standards Board confirmed
    January 1, 2011 as the effective date for the requirement to report
    under IFRS along with conversion of comparative 2010 periods. The
    impact of IFRS on our results of operations and future financial
    position is not reasonably determinable at this time. The Company has
    supported staff training programs, has engaged external advisors to
    plan the IFRS initiative and is in the process of completing a
    preliminary assessment of transitional requirements to identify
    expected impacts on the Company. Regular reports on the IFRS
    transition status will be made to Management and the Audit Committee.

-   Business combinations - In December 2008 the CICA issued the new
    accounting standard 1582, Business Combination replacing Section
    1581. This Section establishes principles and requirements for
    accounting for business combinations. Significant changes include
    determination of the purchase price based on the fair value of shares
    exchanged at the market price on the acquisition or closing date. The
    new guidance also requires that all acquisition related costs be
    expensed as incurred and contingent liabilities are to be measured at
    fair value at acquisition date and re-measured to fair value at each
    reporting period through earnings until settled. In addition,
    negative goodwill is required to be recognized in earnings on the
    acquisition date. The new Section will be applied prospectively
    effective January 1, 2011.

INTERNAL CONTROLS

The Company's President and Chief Executive Officer (CEO) and Vice President, Finance and Chief Financial Officer (CFO) are responsible for establishing and maintaining disclosure controls and procedures and internal controls over financial reporting as defined in NI 52-109.

Disclosure controls and procedures have been designed to ensure that information to be disclosed by the Company is accumulated and communicated to management as appropriate to allow timely decisions regarding required disclosure. The Company's CEO and CFO have evaluated the effectiveness of the disclosure controls and procedures as at June 30, 2009 and have concluded that they provide reasonable assurance that all material information relating to the Company is disclosed in a timely manner.

Internal controls over financial reporting are designed to provide reasonable assurance regarding the reliability of the Company's financial reporting and compliance with generally accepted accounting principles. The CEO and CFO have evaluated the Company's internal controls over financial reporting as at June 30, 2009 based on the framework in "Internal Control Over Financial Reporting - Guidance for Smaller Public Companies" issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO) and have concluded they are designed and operating effectively to provide reasonable assurance regarding the reliability of financial reporting and the preparation of the financial statements for external purposes in accordance with GAAP. During the quarter ended June 30, 2009 there have been no changes to the Company's internal controls over financial reporting that will, or are reasonably likely to, materially affect the internal controls over financial reporting.

Because of their inherent limitations, disclosure controls and procedures and internal controls over financial reporting may not prevent or detect misstatements, errors or fraud. Control systems, no matter how well conceived or operated, can provide only reasonable and not absolute assurance that the objectives of the control systems are met.

OUTLOOK

The Company is well positioned with available cash resources of $63 million and $142 million of credit facilities to fund the $56 million 2009 capital expenditure program that is expected to yield an exit production rate for 2009 of approximately 8,000 bopd. The Company will continue to monitor oil prices and is prepared to make adjustments to its capital program if deemed necessary.

Commencing in July 2009, Bankers initiated its 10 well horizontal drilling program for the second half of 2009 to follow-up on its successful first horizontal well drilled in December 2008 that continues to produce at an average rate of 150 bopd. In addition, to the ten additional horizontal wells, the Company is planning to drill three vertical locations before year-end 2009. With excellent horizontal well productivities and improved drilling time and lower well costs, the Company has solicited bid proposals for a second drilling rig and is currently evaluating several offers. Bankers expects to have the second rig on location by early 2010 and is planning a significant increase in the number of horizontal wells to be drilled in 2010 and beyond. The well re-activation and re-completion program of existing wells will continue simultaneously with the new well drilling program, along with other facilities construction projects.

                       BANKERS PETROLEUM LTD.
                     CONSOLIDATED BALANCE SHEETS
    (Unaudited, expressed in thousands of United States dollars)
-------------------------------------------------------------------------

                               ASSETS

                                                    June 30  December 31
                                                       2009         2008
                                                -------------------------
Current assets
  Cash and cash equivalents (Note 11)           $    32,647  $    15,607
  Short-term deposits                                 7,000        3,000
  Restricted cash                                     1,500        1,500
  Investments                                           139          134
  Accounts receivable                                23,143       17,591
  Crude oil inventory                                 1,622        1,588
  Deposits and prepaid expenses                       1,261        1,231
                                                -------------------------
                                                     67,312       40,651

Note receivable (Note 3)                             11,665       13,000

Deferred financing costs (Note 5)                    15,246            -

Property, plant and equipment (Note 4)              163,466      161,024
                                                -------------------------
                                                $   257,689  $   214,675
                                                -------------------------
                                                -------------------------
                             LIABILITIES

Current liabilities
Operating loan  (Note 5)                        $    19,901  $    17,500
Accounts payable and accrued liabilities             14,907       26,788
Current portion of term loans (Note 5)                4,343        3,750
                                                -------------------------
                                                     39,151       48,038
Term loans (Note 5)                                   8,407        6,875
Asset retirement obligations (Note 6)                 3,410        2,896
Future income tax liability (Note 7)                 32,081       31,508

                        SHAREHOLDERS' EQUITY

Share capital (Note 8)                              158,330      121,907
Warrants (Note 8)                                    16,224        2,088
Contributed surplus (Note 8)                         14,751       11,862
Deficit                                             (14,670)     (10,499)
Accumulated other comprehensive income                    5            -
                                                -------------------------
                                                    174,640      125,358
                                                -------------------------
                                                $   257,689  $   214,675
                                                -------------------------
                                                -------------------------
Commitments (Note 10)
Subsequent event (Note 13)

See accompanying notes to consolidated financial statements.



                       BANKERS PETROLEUM LTD.
            CONSOLIDATED STATEMENT OF CHANGES IN DEFICIT,
 COMPREHENSIVE INCOME (LOSS) AND ACCUMULATED OTHER COMPREHENSIVE INCOME
    (Unaudited, Expressed in thousands of United States dollars)
-------------------------------------------------------------------------

                          Three months ended         Six months ended
                                June 30                   June 30

                             2009         2008         2009         2008
                      ---------------------------------------------------
Deficit
  Balance, beginning
   of period          $   (12,991) $   (8,018)  $   (10,499) $    (8,324)
  Net income (loss)
   for the period          (1,679)      1,050        (4,171)       1,356
                      ---------------------------------------------------
  Balance, end of
   period             $   (14,670) $   (6,968)  $   (14,670) $    (6,968)
                      ---------------------------------------------------
                      ---------------------------------------------------

Comprehensive income
 (loss)
  Net income (loss)
   for the period     $    (1,679) $    1,050   $    (4,171) $     1,356
  Unrealized gain on
   investments                  5         850             5        1,158
                      ---------------------------------------------------
  Comprehensive income
   (loss)             $    (1,674) $    1,900   $    (4,166) $     2,514
                      ---------------------------------------------------
                      ---------------------------------------------------

Accumulated other
 comprehensive income
  Balance, beginning
   of period          $         -  $       308  $         -  $         -
  Unrealized gain on
   investments                  5          850            5        1,158
                      ---------------------------------------------------
  Balance, end of
   period             $         5  $     1,158  $         5  $     1,158
                      ---------------------------------------------------
                      ---------------------------------------------------

See accompanying notes to consolidated financial statements.



                       BANKERS PETROLEUM LTD.
                CONSOLIDATED STATEMENT OF OPERATIONS
    (Unaudited, expressed in thousands of United States dollars,
                      except per share amounts)
-------------------------------------------------------------------------

                          Three months ended         Six months ended
                                June 30                   June 30

                             2009         2008         2009         2008
                      ---------------------------------------------------
Revenue
  Oil revenue         $    20,107  $    34,157  $    33,159  $    58,833
  Royalties                (5,389)      (6,601)      (8,875)     (10,899)
  Interest                    224          367          481          601
                      ---------------------------------------------------
                           14,942       27,923       24,765       48,535
                      ---------------------------------------------------

Expenses
  Operating                 5,748        7,693       11,260       13,399
  Sales and
   transportation           2,003        1,727        3,429        3,391
  General and
   administrative           2,079        2,034        3,283        4,125
  Interest and bank
   charges                    291          256          598          536
  Interest on term
   loans                      177          293          347          628
  Foreign exchange
   (gain) loss             (1,285)        (833)      (1,032)         215
  Stock-based
   compensation
   (Note 8)                 1,598        3,545        2,160        4,785
  Amortization of
   deferred financing
   costs (Note 5)             436            -          436            -
  Depletion,
   depreciation and
   accretion                3,872        3,171        7,882        6,040
                      ---------------------------------------------------
                           14,919       17,886       28,363       33,119
                      ---------------------------------------------------

Income (loss) from
 continuing operations
 before income tax             23      (10,037)      (3,598)      15,416
Future income tax
 expense (Note 7)          (1,702)      (9,032)        (573)     (13,872)
                      ---------------------------------------------------

Income (loss) from
 continuing operations     (1,679)       1,005       (4,171)       1,544
Discontinued operations         -           45            -         (188)
                      ---------------------------------------------------

Net income (loss) for
 the period           $    (1,679) $     1,050  $    (4,171) $     1,356
                      ---------------------------------------------------
                      ---------------------------------------------------

Basic earnings (loss)
 per share -
 continuing
 operations           $    (0.009) $     0.006  $    (0.022) $     0.009
                      ---------------------------------------------------
                      ---------------------------------------------------

Diluted earnings per
 share - continuing
 operations           $         -  $     0.005  $         -  $     0.009
                      ---------------------------------------------------
                      ---------------------------------------------------

Basic and diluted
 earnings (loss)
 per share -
 discontinued
 operations           $         -  $     0.000  $         -  $    (0.001)
                      ---------------------------------------------------
                      ---------------------------------------------------

See accompanying notes to consolidated financial statements.



                       BANKERS PETROLEUM LTD.
                 CONSOLIDATED STATEMENT OF CASH FLOWS
     (Unaudited, expressed in thousands of United States dollars)
-------------------------------------------------------------------------
                          Three months ended         Six months ended
                                June 30                   June 30
-------------------------------------------------------------------------
                             2009         2008         2009         2008
                      ---------------------------------------------------
Cash provided by
 (used in):

Continuing operations:
  Net income (loss)
   from continuing
   operations         $    (1,679) $     1,005  $    (4,171) $     1,544
Items not involving cash:
  Depletion,
   depreciation and
   accretion                3,872        3,171        7,882        6,040
  Amortization of
   deferred financing
   costs                      436            -          436            -
  Future income tax
   expense                  1,702        9,032          573       13,872
  Stock-based
   compensation             1,598        3,545        2,160        4,785
  Unrealized foreign
   exchange loss               69            -          383            -
                      ---------------------------------------------------
                            5,998       16,753        7,263       26,241
  Change in non-cash
   working capital
   (Note 11)              (10,352)      (1,545)     (12,601)        (181)
                      ---------------------------------------------------
                           (4,354)      15,208       (5,338)      26,060
                      ---------------------------------------------------
Cash used in operating
 activities of
 discontinued
 operations                     -       11,329            -       10,469
                      ---------------------------------------------------

Investing activities
  Additions to property,
   plant and equipment     (6,126)     (17,100)      (8,961)     (30,864)
  Additions to property,
   plant and equipment
   of discontinued
   operations                   -      (19,662)           -      (25,465)
  Increase in
   restricted cash              -            -            -       (1,500)
  Change in non-cash
   working capital
   (Note 11)               (4,105)       3,385       (4,896)       3,812
                      ---------------------------------------------------
                          (10,231)     (33,337)     (13,857)     (54,017)
                      ---------------------------------------------------

Financing activities
  Issue of shares
   for cash                38,481       13,028       38,523       73,062
  Share issue costs        (2,220)           -       (2,220)      (1,485)
  Note receivable           1,335      (10,535)       1,335      (10,535)
  Short-term deposits      (5,000)           -       (4,000)           -
  Restructuring costs           -       (2,436)           -       (2,436)
  Deferred financing
   costs                   (1,546)           -       (1,546)           -
  Increase (decrease)
   in operating loan        2,641         (276)       2,401          699
  Increase (decrease)
   in term loans            3,062         (938)       2,125       (2,500)
  Change in non-cash
   working capital
   (Note 11)                    -          600            -          600
                      ---------------------------------------------------
                           36,753         (557)      36,618       57,405
                      ---------------------------------------------------
Foreign exchange loss
 on cash and cash
 equivalents held in
 foreign currencies           (69)           -         (383)           -
                      ---------------------------------------------------
Increase (decrease) in
 cash and cash
 equivalents               22,099       (7,397)      17,040       39,917

Cash and cash
 equivalents,
 beginning of period       10,548       49,913       15,607        2,599
                      ---------------------------------------------------
Cash and cash
 equivalents, end of
 period (Note 11)     $    32,647  $    42,516  $    32,647  $    42,516
                      ---------------------------------------------------
                      ---------------------------------------------------

See accompanying notes to consolidated financial statements.



Notes to the Consolidated Financial Statements
(Unaudited, Expressed in U.S. dollars
-------------------------------------------------------------------------

1.  BASIS OF PRESENTATION

    The interim consolidated financial statements have been prepared in
    accordance with Canadian generally accepted accounting principles
    (GAAP). Certain information and note disclosures normally included in
    financial statements prepared in accordance with Canadian GAAP have
    been condensed or omitted. These interim consolidated financial
    statements should be read together with the audited consolidated
    financial statements and the accompanying notes for the year ended
    December 31, 2008. In the opinion of the Company, its unaudited
    interim consolidated financial statements contain all adjustments
    necessary in order to present a fair statement of the results of the
    interim periods presented. The preparation of interim financial
    statements is based on accounting principles and practices consistent
    with those used in the preparation of annual financial statements,
    except for the following changes in accounting policies:

    Goodwill (Section 3064) - This section applies to goodwill subsequent
    to initial recognition and establishes standards for the recognition,
    measurement, presentation and disclosure of goodwill and intangible
    assets. This new standard does not have an impact on Bankers'
    consolidated financial statements.

    The unaudited consolidated financial statements include the accounts
    of the Company and its wholly-owned operating subsidiaries - Bankers
    Petroleum Albania Ltd. (BPAL), Bankers Petroleum International Ltd.
    and Sherwood International Petroleum Ltd.

    Unless where otherwise noted, the unaudited interim consolidated
    financial statements are presented in thousands of United States
    dollars.

2.  FUTURE ACCOUNTING CHANGES

    International Financial Reporting Standards

    In February 2008, the Canadian Accounting Standards Board confirmed
    January 1, 2011 as the effective date for the requirement to report
    under International Financial Reporting Standards (IFRS) with
    comparative 2010 periods converted as well.

    In order to meet the requirement to transition to IFRS the Company
    has appointed internal staff to lead the conversion project along
    with sponsorship from an executive steering committee. The Company
    involves the external auditors and external consultants, as required,
    during the conversion project. The Company has provided training to
    key employees, completed a preliminary analysis of the accounting
    differences and is monitoring the impact of the transition on its
    business practices, information systems and internal control over
    financial reporting. During the Company's preliminary analysis,
    accounting implementation for certain areas was identified as having
    the greatest potential impact to the Company's consolidated
    statements in terms of complexity and effort. The Company has
    determined that accounting for property, plant and equipment,
    impairment testing, asset retirement obligations, stock-based
    compensation, employee future benefits and income taxes will be
    impacted by the conversion to IFRS. The precise impact of IFRS on the
    Company's consolidated financial statements is not reasonably
    determinable at this time.

3.  NOTE RECEIVABLE

    The note receivable of $11.7 million (December 31, 2008 - $13.0
    million) represents the residual amount due from BNK Petroleum Inc.
    (BKX). The note, which is due on October 2012, accrues interest at
    LIBOR plus 5.5% and is secured by a floating charge debenture and a
    general security agreement. At June 30, 2009 no principal or interest
    amounts were due. The outstanding accrued interest receivable
    pertaining to this note was $0.2 million (December 31, 2008 -
    $0.4 million) and is included in accounts receivable as at June 30,
    2009. The Company is entitled to receive up to 50% of any future
    equity financing by BKX and 90% of any increase in BKX's borrowing
    base as repayment of this note. The Company has no further obligation
    to increase the note. BKX is considered a related party as BKX and
    the Company have three common directors. The above transaction is
    considered to be in the normal course of business and has been
    measured at the exchange amount being the amounts agreed to by both
    the parties. Subsequent to June 30, 2009, the Company received $0.5
    million in payment of accrued interest receivable of $0.2 million and
    principal on the note of $0.3 million.

4.  PROPERTY, PLANT AND EQUIPMENT

    The following table summarizes the Company's property, plant and
    equipment as at June 30, 2009 and December 31, 2008:

                                        June 30, 2009
    ---------------------------------------------------------------------
                                                Accumulated
                                                  Depletion
                                                        and     Net Book
    ($000s)                              Cost  Depreciation        Value
    ---------------------------------------------------------------------

    Oil properties                 $   196,741  $    35,300  $   161,441
    Equipment, furniture and
     fixtures                            3,495        1,470        2,025
                                   --------------------------------------
                                   $   200,236  $    36,770  $   163,466
                                   --------------------------------------
                                   --------------------------------------

                                      December 31, 2008
    ---------------------------------------------------------------------
                                                Accumulated
                                                  Depletion
                                                        and     Net Book
    ($000s)                              Cost  Depreciation        Value
    ---------------------------------------------------------------------
    Oil properties                 $   186,650  $    27,812  $   158,838
    Equipment, furniture and
     fixtures                            3,400        1,214        2,186
                                   --------------------------------------
                                   $   190,050  $    29,026  $   161,024
                                   --------------------------------------
                                   --------------------------------------

    The depletion expense calculation for the three months ended June 30,
    2009, excluded $4.0 million (2008 - $2.0 million) relating to
    undeveloped and non-producing properties in Albania.

    Depletable assets for the depletion calculation for the three months
    ended June 30, 2009 included $291.0 million (2008 - $183.0 million)
    for estimated future development costs associated with proved
    undeveloped reserves in Albania.

    The Company capitalized general and administrative expenses and
    stock-based compensation of $0.7 million and $1.2 million during the
    three and six months periods ended June 30, 2009, respectively ($1.1
    million and $1.8 million for the corresponding periods in 2008) that
    were directly related to exploration and development activities in
    Albania.


5.  LONG TERM AND OPERATING LOAN FACILITIES

    The Company has credit facilities with three international banks,
    including Raiffeisen Bank, the European Bank for Reconstruction and
    Development (EBRD) and the International Finance Corporation (IFC),
    as summarized below:

    ($000s)                          Amount           Outstanding
    ---------------------------------------------------------------------
                                                    June 30, December 31,
                                                       2009         2008
                                                -------------------------
    Raiffeisen Bank
    ---------------
      Operating loan (a)           $    20,000  $    19,901  $    17,500
      Term loan - 2006 (b)               8,750        8,750       10,625
      Term loan - 2009 (c)               4,000        4,000            -

    EBRD and IFC(x)
    ---------------
      Environmental term loan (d)       10,000            -            -
      Revolving loan - Tranche 1 (e)    50,000            -            -
      Revolving loan - Tranche 2 (e)    50,000            -            -
                                   --------------------------------------
                                   $   142,750  $    32,651  $    28,125
                                   --------------------------------------
                                   --------------------------------------
    (x) all facilities are equally funded

    These facilities are secured by all of the assets of BPAL, assignment
    of proceeds from the Albanian domestic and export crude oil sales
    contracts, a pledge of the common shares of BPAL and a guarantee by
    the Company. The credit facilities are subject to certain covenants
    requiring the maintenance of certain financial ratios, all of which
    were met as at June 30, 2009.

    (a) Operating Loan

    The operating loan consists of a one year facility, renewable
    annually (March), bearing interest at a rate relative to the bank's
    refinancing rate plus 3.5%.

    (b) Term Loan - 2006

    This term loan bears interest at the bank's financing rate plus 4.5%
    and is repayable in equal monthly instalments of $0.3 million ending
    on October 31, 2011. As at June 30, 2009 the entire term loan was
    utilized. Of the amount outstanding, $3.8 million is classified as
    current and $5.0 million as long-term. Principal repayments of the
    term loan over the next three years are:

    ($000s)
    ---------------------------------------------------------------------
    2009                                                     $     1,875
    2010                                                           3,750
    2011                                                           3,125
                                                             ------------
                                                             $     8,750
                                                             ------------
                                                             ------------

    (c) Term Loan - 2009

    In March 2009, the Company obtained a new $4.0 million five-year term
    facility bearing interest at the bank's refinancing rate plus 4.65%.
    Principle repayments commence in November 2009 in equal monthly
    instalments of $74,000 for a 54-month period. As at June 30, 2009,
    the entire facility was utilized. Of the amount outstanding,
    $0.6 million is classified as current and $3.4 million as long-term.
    Principal repayments of the term loan over the next six years are:

    ($000s)
    ---------------------------------------------------------------------
    2009                                                     $       148
    2010                                                             889
    2011                                                             889
    2012                                                             889
    2013                                                             889
    2014                                                             296
                                                             ------------
                                                             $     4,000
                                                             ------------
                                                             ------------
(d) Environmental Term Loan

    This eight-year $10.0 million term loan commenced in May 2009, and is
    available for environmental and social programs pertinent to the
    Company's activities in Albania, The interest rate is based on the
    London InterBank Offered Rate (LIBOR) plus 4.5%. A standby fee of
    0.5% is charged on the unutilized portion. At June 30, 2009 none of
    the facility was drawn. Principle repayments commence in April 2013
    in bi-annual instalments of $0.5 million with maturity on October 15,
    2017.

(e) Revolving loans

    On May 8, 2009, the Company finalized a six-year revolving facility,
    funded equally by EBRD and IFC that consists of two $50.0 million
    tranches. Tranche I became available to the Company subsequent to
    June 30, 2009 and Tranche II becomes available subject to mutual
    agreement among the Company, IFC and EBRD, when production exceeds
    10,000 barrels of oil per day and the Brent oil price exceeds $62 per
    barrel for twenty consecutive trading days. The interest rate is
    based on the London InterBank Offered Rate (LIBOR) plus 4.5%. A
    standby fee of 2.0% is charged on the unutilized Tranche I portion
    and Tranche II portion, when it becomes available. At June 30, 2009
    none of the facility was drawn. For each of Tranche I and Tranche II,
    the amounts decline to $16.5 mm on October 15, 2013, $8.3 mm on
    October 14, 2014 with final repayment due on October 15, 2015. Setup
    costs of $15.7 million (December 31, 2008 - nil) pertaining to these
    facilities, including the value attributed to the share purchase
    warrants (Note 8(b)), have been recorded as deferred financing costs
    and are amortized over the life of the revolving facilities.

6.  ASSET RETIREMENT OBLIGATIONS

    In Albania the Company estimated the total undiscounted amount
    required to settle the asset retirement obligations at June 30, 2009
    at $22.5 million (December 31, 2008 - $21.4 million). These
    obligations will be settled at the end of the Company's 25-year
    license of which 22 years are remaining. The liability has been
    discounted using a credit-adjusted risk-free interest rate of 10%
    (December 31, 2008 - 10%) and an inflation rate of 2.5% (December 31,
    2008 - 2.5%) to arrive at asset retirement obligations of $3.4
    million as at June 30, 2009.

    ($000s)
    ---------------------------------------------------------------------
    Asset retirement obligations, December 31, 2008          $     2,896
    Liabilities incurred during the period                           376
    Accretion                                                        138
                                                             ------------
    Asset retirement obligations, June 30, 2009              $     3,410
                                                             ------------
                                                             ------------
7.  INCOME TAXES

    Future income tax expense relates to the Albanian operations and
    results from the following:

                                                    June 30, December 31,
    ($000s)                                            2009         2008
    ---------------------------------------------------------------------
    Net book value of property, plant and
     equipment, net of asset retirement
     obligations                                $   154,091  $   151,972

    Cost recovery pool                              (89,929)     (88,956)
                                                -------------------------
    Timing difference                           $    64,162  $    63,016
                                                -------------------------
                                                -------------------------
    Future income tax liability at 50%          $    32,081  $    31,508
                                                -------------------------
                                                -------------------------

    The cost recovery pool represents deductions for income tax purposes
    in Albania at a 50% income tax rate.

    The provision for income taxes reported differs from the amounts
    computed by applying the cumulative Canadian federal and provincial
    income tax rates to the loss before tax provision due to the
    following:

                            Three months ended         Six months ended
                                  June 30                   June 30
    ---------------------------------------------------------------------
                             2009         2008         2009         2008
    ---------------------------------------------------------------------
    Income (loss) before
     income taxes              23       10,037       (3,598)      15,416
    Statutory tax rate     29.00%       29.50%       29.00%       29.50%
                      ---------------------------------------------------
                                7        2,961       (1,043)       4,548
    Difference in tax
     rates between
     Albania and Canada       402        2,736         (157)       4,496
    Non-deductible
     expenses                 463        1,046          626        1,412
    Valuation
     allowance and
     other                    830        2,289        1,147        3,416
                      ---------------------------------------------------
    Future income tax
     expense                1,702        9,032          573       13,872
                      ---------------------------------------------------
                      ---------------------------------------------------

8.  SHAREHOLDERS' EQUITY

    (a) Share Capital

    Authorized

    Unlimited number of common shares with no par value.

    Issued
                                                  Number of        ($000)
                                       Common Shares Amount        Amount
    ---------------------------------------------------------------------
    Balance, December 31, 2007                  452,509,492  $   136,513

      Consolidation adjustment (x)             (301,672,997)           -
      Discontinued operations                             -      (97,472)
      Prospectus issue                           22,222,222       59,749
      Stock options exercised                     6,179,624       15,038
      Warrants exercised                          3,301,838        9,569
      Share issuance costs                                -       (1,490)
                                    -------------------------------------
    Balance, December 31, 2008                  182,540,179      121,907
      Prospectus issue                           25,143,800       38,349
      Stock options exercised                       202,793          294
      Share issuance costs                                -       (2,220)
                                    -------------------------------------
    Balance, June 30, 2009                      207,886,772  $   158,330
                                    -------------------------------------
                                    -------------------------------------

    During the quarter, the Company completed an equity issue via
    prospectus with a syndicate of underwriters and issued an aggregate
    of 25,143,800 common shares at a price of CAD$1.75 per common share
    on a bought deal basis, resulting in proceeds of $36.1 million net of
    commissions and share issue expenses.

    The following table summarizes the calculation of basic and diluted
    weighted average number of common shares:

                            Three months ended         Six months ended
                                  June 30                   June 30
    ------------------------------------------- -------------------------
                             2009         2008         2009         2008
    ---------------------------------------------------------------------
    Weighted-average
     number of common
     shares
     outstanding
     - basic          197,071,732  174,680,556  189,861,018  170,217,806
    Dilution effect
     of stock
     options (xx)               -    5,131,247            -    3,916,395
    Dilution effect
     of warrants(xx)            -    5,702,046            -    4,174,767
                      ---------------------------------------------------
    Weighted-average
     number of common
     shares
     outstanding
     - diluted        197,071,732  185,513,849  189,861,018  178,308,968
                      ---------------------------------------------------
                      ---------------------------------------------------
    (x)  On July 30, 2008, the Company's shares, warrants and options
         were consolidated on a one-for-three (1:3) basis, as approved by
         the shareholders
    (xx) Due to net loss for the three and six months periods ended
         June 30, 2009, the effect is anti-dilutive.


    (b) Warrants

    A summary of the changes in warrants is presented below:

                                                                  Amount
                                         Number of Warrants        ($000)
    ---------------------------------------------------------------------
    Balance, December 31, 2007                   38,323,452  $     2,539
    Consolidation adjustment (x)                (25,548,968)           -
                                   --------------------------------------
                                                 12,774,484        2,539
      Issued                                        240,729          255
      Transferred to share capital
       on exercise                               (3,301,838)        (706)
                                   --------------------------------------
    Balance, December 31, 2008                    9,713,375        2,088
      Issued                                     16,000,000       14,136
                                   --------------------------------------
    Balance, June 30, 2009                       25,713,375  $    16,224
                                   --------------------------------------
                                   --------------------------------------

    The Company has reserved for issuance 16 million common share
    purchase warrants, eight million for each of the two international
    banks (EBRD and IFC) in relation to the reserve based long-term
    facility described in Note 5(d). Each warrant entitles the holder to
    purchase one common share of the Company at a price of CAD$1.50 when
    the Brent oil price is above $55 per barrel for ten consecutive
    trading days until the earlier of i) one year from such date or ii)
    45 days after the date on which the Company has notified that its
    common shares close at or above the exercise price for twenty
    consecutive trading days. The Company determined the fair value of
    the warrants as CAD$1.01 per warrant using the Black-Scholes option
    pricing model. As a result, a value of $14.1 million was allocated to
    warrants.

    (x)  On July 30, 2008, the Company's shares, warrants and options
         were consolidated on a one-for-three (1:3) basis, as approved by
         the shareholders

    The following table summarizes the outstanding and exercisable
    warrants at June 30, 2009:
    ---------------------------------------------------------------------
                                                                Weighted
                                         Number of Warrants      Average
                                            Outstanding and        Price
                        Expiry Date    exercisable Exercise       (CAD $)
    ---------------------------------------------------------------------
                  November 10, 2009               3,573,041         2.49
                  November 15, 2010               1,266,667         2.63
                      March 1, 2012               4,873,667         2.37
                        May 8, 2010              16,000,000         1.50
                                   --------------------------------------
                                                 25,713,375         1.86
                                   --------------------------------------
                                   --------------------------------------

    (c) Stock Options

    The Company has established a "rolling" Stock Option Plan. The number
    of shares reserved for issuance may not exceed 10% of the total
    number of issued and outstanding shares and, to any one optionee, may
    not exceed 5% of the issued and outstanding shares on a yearly basis
    or 2% if the optionee is engaged in investor relations activities or
    is a consultant. The exercise price of each option shall not be less
    than the market price of the Company's stock at the date of grant.

    A summary of the changes in stock options is presented below:

                                                                Weighted
                                                                 Average
                                                                Exercise
                                                                   Price
                                          Number of Options        (CAD$)
    ---------------------------------------------------------------------
    Balance, December 31, 2008                   11,936,128         2.26
      Granted                                     3,030,000         1.83
      Exercised                                    (202,793)        1.01
      Forfeited                                  (1,307,443)        2.70
                                   --------------------------------------
    Balance, June 30, 2009                       13,455,892         2.14
                                   --------------------------------------
                                   --------------------------------------

    (d) Stock-based Compensation

    Using the fair value method for stock-based compensation, the Company
    calculated stock-based compensation expense for the three and six
    months periods ended June 30, 2009 as $2.3 million and $3.0 million,
    respectively ($4.1 million and $5.6 million for the same periods in
    2008) for the stock options vested and/or granted to officers,
    directors, employees and service providers. Of these amounts, $1.6
    million and $2.2 million ($3.5 million and $4.7 million for the same
    periods in 2008) were charged to earnings and $0.7 million and $0.9
    million ($0.6 million and $0.8 million for the same periods in 2008)
    were capitalized. The Company determined these amounts using the
    Black-Scholes option pricing model assuming no dividends were paid.
    The weighted average fair market value per option granted in the
    three and six months periods ended June 30, 2009 and 2008 and the
    assumptions used in their determination were as follows:

                            Three months ended         Six months ended
                                  June 30                   June 30
    ---------------------------------------------------------------------
                             2009         2008         2009         2008
    ---------------------------------------------------------------------
    Weighted average
     fair value per
     option (CAD$)           1.55         1.03         1.55         0.83
    Risk-free interest
     rate (%)                2.51         3.25         2.33         3.32
    Average volatility (%)    126           72          125           71
    Expected life (years)       5            5            5            5

    (e) Contributed Surplus

    The following table summarizes the changes in contributed surplus as
    of June 30, 2009 and December 31, 2008:

    ($000s)                                            2009         2008
    ---------------------------------------------------------------------
    Balance, beginning of period                $    11,862  $     8,308
      Stock-based compensation                        3,009        9,136
      Discontinued operations                             -       (1,591)
      Transferred to share capital on exercise         (120)      (3,991)
                                                -------------------------
    Balance, end of period                      $    14,751  $    11,862
                                                -------------------------
                                                -------------------------

9.  SEGMENTED INFORMATION

    The Company defined its reportable segments based on geographic
    locations.

    Six months ended June 30, 2009
    ($000s)                            Albania       Canada        Total
    ---------------------------------------------------------------------
    Revenue
      Oil revenue                  $    33,159  $         -  $    33,159
      Royalties                         (8,875)           -       (8,875)
      Interest                               1          480          481
                                   --------------------------------------
                                        24,285          480       24,765
                                   --------------------------------------
    Expenses
      Operating                         11,260            -       11,260
      Sales and transportation           3,429            -        3,429
      General and administrative         1,568        1,715        3,283
      Interest and bank charges            598            -          598
      Interest on term loan                347            -          347
      Foreign exchange (gain) loss        (163)        (869)      (1,032)
      Stock-based compensation             175        1,985        2,160
      Amortization of deferred
       financing costs                       -          436          436
      Depletion, depreciation and
       accretion                         7,820           62        7,882
                                   --------------------------------------
                                        25,034        3,329       28,363
                                   --------------------------------------
    Loss before income taxes              (749)      (2,849)      (3,598)
    Future income tax expense             (573)           -         (573)
                                   --------------------------------------
    Net loss for the period        $    (1,322) $    (2,849)      (4,171)
                                   --------------------------------------
                                   --------------------------------------

    Assets, June 30, 2009          $   188,843  $    68,846  $   257,689
                                   --------------------------------------
                                   --------------------------------------
    Additions to property, plant
     and equipment                 $     8,911  $        50  $     8,961
                                   --------------------------------------
                                   --------------------------------------


    Six months ended June 30, 2008
    ($000s)                            Albania       Canada        Total
    ---------------------------------------------------------------------
    Revenue
      Oil revenue                  $    58,833  $         -  $    58,833
      Royalties                        (10,899)           -      (10,899)
      Interest                               -          601          601
                                   --------------------------------------
                                        47,934          601       48,535
                                   --------------------------------------
    Expenses
      Operating                         13,399            -       13,399
      Sales and transportation           3,391            -        3,391
      General and administrative         1,617        2,508        4,125
      Interest and bank charges            536            -          536
      Interest on term loans               628            -          628
      Foreign exchange (gain) loss         (25)         240          215
      Stock-based compensation             493        4,292        4,785
      Depletion, depreciation and
       accretion                         5,962           78        6,040
                                   --------------------------------------
                                        26,001        7,118       33,119
                                   --------------------------------------
    Income (loss) from continuing
     operations before income taxes     21,933       (6,517)      15,416
    Future income tax expense          (13,872)           -      (13,872)
                                   --------------------------------------
    Income (loss) from continuing
     operations                    $     8,061  $    (6,517)       1,544
    Discontinued operations        --------------------------       (188)
                                   --------------------------
                                                             ------------
    Net income for the period                                $     1,356
                                                             ------------
                                                             ------------
    Assets, June 30, 2008          $   143,434  $    47,124  $   190,558
                                   --------------------------------------
                                   --------------------------------------
    Additions to property, plant
     and equipment                 $    30,769  $        96  $    30,865
                                   --------------------------------------
                                   --------------------------------------


    Three months ended June 30, 2009
    ($000s)                            Albania       Canada        Total
    ---------------------------------------------------------------------
    Revenue
      Oil revenue                  $    20,107  $         -  $    20,107
      Royalties                         (5,389)           -       (5,389)
      Interest                               -          224          224
                                   --------------------------------------
                                        14,718          224       14,942
                                   --------------------------------------
    Expenses
      Operating                          5,748            -        5,748
      Sales and transportation           2,003            -        2,003
      General and administrative         1,002        1,077        2,079
      Interest and bank charges            291            -          291
      Interest on term loan                177            -          177
      Foreign exchange (gain) loss        (385)        (900)      (1,285)
      Stock-based compensation             128        1,470        1,598
      Amortization of deferred
       financing costs                       -          436          436
      Depletion, depreciation and
       accretion                         3,838           34        3,872
                                   --------------------------------------
                                        12,802        2,117       14,919
                                   --------------------------------------
    Income (loss) from continuing
     operations before income taxes      1,916       (1,893)          23
    Future income tax expense           (1,702)           -       (1,702)
                                   --------------------------------------
    Income (loss) for the period   $       214  $    (1,893) $    (1,679)
                                   --------------------------------------
                                   --------------------------------------
    Additions to property, plant
     and equipment                 $     6,083  $        43  $     6,126
                                   --------------------------------------
                                   --------------------------------------


    Three months ended June 30, 2008
    ($000s)                            Albania       Canada        Total
    ---------------------------------------------------------------------
    Revenue
      Oil revenue                  $    34,157  $         -  $    34,157
      Royalties                         (6,601)           -       (6,601)
      Interest                               -          367          367
                                   --------------------------------------
                                        27,556          367       27,923
                                   --------------------------------------
    Expenses
      Operating                          7,693            -        7,693
      Sales and transportation           1,727            -        1,727
      General and administrative           771        1,263        2,034
      Interest and bank charges            256            -          256
      Interest on term loan                293            -          293
      Foreign exchange (gain) loss         101         (934)        (833)
      Stock-based compensation             236        3,309        3,545
      Depletion, depreciation and
       accretion                         3,131           40        3,171
                                   --------------------------------------
                                        14,208        3,678       17,886
                                   --------------------------------------
    Income (loss) from continuing
     operations before income taxes     13,348       (3,311)      10,037
    Future income tax expense           (9,032)           -       (9,032)
                                   --------------------------------------
    Income (loss) from continuing
     operations                    $     4,316  $    (3,311)       1,005
    Discontinued operations        --------------------------         45
                                   --------------------------------------
    Net income for the period                                $     1,050
                                                             ------------
                                                             ------------

    Additions to property, plant
     and equipment                 $    13,720  $        44  $    13,764
                                   --------------------------------------
                                   --------------------------------------

10. COMMITMENTS

    The Company leases office premises, requiring minimum lease payments
    of:

    ($000s)                             Canada      Albania        Total
    ---------------------------------------------------------------------
    2009                           $        74  $        80  $       154
    2010                                   148           55          203
    2011                                   148            -          148
    2012                                     6            -            6
                                   --------------------------------------
                                   $       376  $       135  $       511
                                   --------------------------------------
                                   --------------------------------------

    The Company has debt repayment commitments as disclosed in Note 5.

11. SUPPLEMENTAL CASH FLOW INFORMATION

                            Three months ended         Six months ended
                                  June 30                   June 30
    ---------------------------------------------------------------------
                             2009         2008         2009         2008
    ---------------------------------------------------------------------
    Operating activities
    (Increase) decrease
     in current assets
      Accounts
       receivable     $    (3,296) $    (4,633) $    (5,552) $    (5,780)
      Crude oil
       inventory              314         (188)         (34)        (469)
      Deposit and
       prepaid expenses       219         (356)         (30)        (360)
    (Decrease) increase
     in current
     liabilities
      Accounts payable
       and accrued
       liabilities         (7,589)       3,632       (6,985)       6,428
                      ---------------------------------------------------
                      $   (10,352) $    (1,545) $   (12,601) $      (181)
                      ---------------------------------------------------
                      ---------------------------------------------------

    Investing activities
    (Decrease) increase
     in current
     liabilities
      Accounts payable
       and accrued
       liabilities    $    (4,105) $     3,385  $    (4,896) $     3,812
                      ---------------------------------------------------
                      ---------------------------------------------------
    Financing activities
    Increase in current
     liabilities
      Accounts payable
       and accrued
       liabilities    $         -  $       600  $         -  $       600
                      ---------------------------------------------------
                      ---------------------------------------------------
    Interest paid     $       468  $       549  $       945  $     1,164
                      ---------------------------------------------------
                      ---------------------------------------------------
    Interest received $       712  $       367  $       778  $       601
                      ---------------------------------------------------
                      ---------------------------------------------------

                                                    June 30, December 31,
                                                       2009         2008
    ---------------------------------------------------------------------
    Cash and cash equivalents
      Cash                                      $       857  $       933
      Fixed income investments                       31,790       14,674
                                                -------------------------
                                                $    32,647  $    15,607
                                                -------------------------
                                                -------------------------

12. FINANCIAL RISK MANAGEMENT

    Credit risk

    Credit risk is the risk of financial loss to the Company if a
    customer or counterparty to a financial instrument fails to meet its
    contractual obligations, and arises principally from the Company's
    receivables from petroleum refineries relating to accounts
    receivable. As at June 30, 2009, the Company's receivables consisted
    of $22.7 million (December 31, 2008 - $16.9 million) of receivables
    from petroleum refineries and $0.5 million (December 31, 2008 - $0.7
    million) of other trade receivables as summarized below:

                             30 -         61 -         Over
    ($000s)  Current      60 days      90 days      90 days        Total
    ---------------------------------------------------------------------
    Albania  $ 9,021        $ 630      $ 3,139      $ 9,879     $ 22,669
    Canada       233            -            -          241          474
           --------------------------------------------------------------
             $ 9,254        $ 630       $3,139     $ 10,120     $ 23,143
           --------------------------------------------------------------
           --------------------------------------------------------------

    In Albania the Company considers any amounts greater than 60 days as
    past due. The accounts receivable, included in the table, past due or
    not past due are not impaired. They are from counterparties with whom
    the Company has a history of timely collection and the Company
    considers the accounts receivable collectible. Domestic receivables
    from a petroleum refinery are due by the end of the month following
    production. Export receivables are collected within 30 days from the
    date of the shipment. The Company's policy to mitigate credit risk
    associated with these balances is to establish marketing
    relationships with large purchasers. Of the total receivables of
    $22.7 million in Albania, approximately $13.6 million (December 31,
    2008 - $13.6 million) is due from one domestic customer of which
    $13.0 million is considered past due. During the quarter, the Company
    received $5.0 million from this customer as payments on account of
    sales. The Company is in discussion with its Albanian legal counsel
    and the senior management of this customer towards reaching a payment
    plan. Bankers has the support of the Albanian government who confirm
    the validity of these outstanding amounts. Upon resolution of this
    matter, Bankers expects to resume oil deliveries to support the
    domestic Albanian refineries, Based on the above evaluation of the
    receivable from this customer, Bankers does not consider it impaired.

    In Canada, no amounts are considered past due or impaired.

    The carrying amount of accounts receivable represents the maximum
    credit exposure. As of June 30, 2009 and December 31, 2008, the
    Company does not have an allowance for doubtful accounts and did not
    provide for any doubtful accounts nor was it required to write-off
    any receivables.

    The Company also has credit risk with respect to the $11.7 million
    Note Receivable from BKX and regularly monitors the operations and
    financial condition of the borrower (See Note 3). Subsequent to
    June 30, 2009 the Company received $0.5 million in payment of accrued
    interest receivable of $0.2 million and principal on the note of
    $0.3 million.

13. SUBSEQUENT EVENT

    In July 2009, EBRD and IFC exercised their warrants to purchase
    16 million common shares of the Company at a price of CAD$1.50 per
    share, generating proceeds of approximately $21.3 million.
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